What is a convertible loan?

Basically, a convertible loan is just like any other loan: you need money to grow or invest in your business and you enter into an agreement with a lender. What makes a convertible loan different? You enter into an agreement on a money loan and it can be converted into shares in your company at a later date.

Why a convertible loan?

With a convertible loan, you postpone a discussion about the potential value of your company. Because your company is still young and there are few data points to make a real value calculation, valuing your company is difficult and the point of views of you and the investor will often differ. With a convertible loan, you delay this discussion into the future, when more data is available.

In addition, you avoid discussions about shareholders' rights and obligations, and the terms of the convertible loan are straight-forward. This allows you to get started growing your business faster.

Webinar

Does a convertible loan fit your situation? NOM recently conducted a webinar in which Ytsen van der Meer explains how a convertible loan helps entrepreneurs start or grow! (Please note that the webinar is in Dutch)

Funding at NOM

NOM supports you in the growth and development plans of your company. Whether you have a young and promising company or want to grow in the future; we support you with various funding options. We are also here for startups. We offer capital to realize your unique plans in a risky phase. This can be done, for example, by taking out a convertible loan.